Financial Policies

Christine Messmer's method of compensation is not contingent upon the purchase or sale of any financial products. Financial consultations are strictly objective and consultative in nature. Fee arrangements will be made in advance of beginning work. All client-planner relationships begin on an hourly rate structure and may be converted at a later time to a different structure of compensation.

The planner and the client shall determine together which one of the following structures is most beneficial to all.

Hourly Rate

Basic rate for financial planning services is $200 per hour with a maintenance fee of $125 paid quarterly, in arrears.

Advisory Rate

The greater  of one percent of investment assets or $350 paid quarterly, in arrears.

Retainer Fee

A minimum retainer fee of $1,250 paid quarterly, in arrears.

Note: All structures of compensation are subject to an annual cost-of-living (COL) adjustment.